Standard bank transfers (IBG / Instant Transfer) are widely supported when DuitNow isn’t available. Processing time depends on your bank and the time of day.
| Instant Transfer | Usually within minutes |
| IBG | Same day or next day |
| DuitNow | Real-time |
| Cut-off | Bank-dependent |
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Use the exact deposit amount, keep your reference number, and avoid late-night IBG which can settle the next business day.